Prompt, Proactive, Professional

A Winning Combination

Support from your local investment advisor and
JULY’s dedicated, certified 401k specialists.

Retirement Plan Design

Launch401 Koffers two pre-configured retirement plan design options to streamline setup and plan operation. Each option has been configured with great design features. Click for More Details.



The Basic Plan is for employers wishing to keep fees to a minimum and desire flexibility in funding employer contributions.

  • Non-Safe Harbor 401k Design1
  • 5% Automatic Enrollment
  • Discretionary Employer Matching
  • Discretionary Profit Sharing
  • 6 Year Vesting on Employer Contributions


The Enhanced Plan is for employers seeking to fund larger contributions to owners and employees.

  • Safe Harbor 401(k) Design
  • 5% Automatic Enrollment
  • Add 1% Auto Deferral Increase (up to 8%)
  • Required Employer Contributions2
  • Custom Profit Sharing Contributions

1 Contributions of owners and highly-compensated employees may be limited if the plan has low participation. The Enhanced Plan eliminates this issue.
2 Choose either: (1) A matching contribution of 100% of employee contributions up to 3% plus 50% on the next 2%, or (2) a 3% non-elective contribution to eligible employees.